financial planning and investment management

Factoring Charitable Giving into a Retired Couple’s Plan
A retired married couple is very involved in the community. Not only do they make generous financial contributions to many different causes, they unselfishly volunteer their time, doing direct “hands on” work for charities.

Because it is our role to make sure the clients understand how much they can afford to do to help others without jeopardizing their own financial independence, we have been involved in these clients’ charitable contribution decisions for years.

However, the clients have now become interested in making significant family gifts, as well. Since helping our clients determine the appropriate gift amounts, we meet regularly with the adult children to discuss the gift plan and our clients’ hopes for the children’s use of the money. This process has led to increased communication in the family, as well as peace of mind and gratification for our clients.


Understanding, knowledgeable, experienced and qualified